As a vehicle driver, you must have an idea that minor or major hazards will happen suddenly no one has an idea regarding this, no matter how expert a driver he is. Like the flat tire issue is the most common problem people face in the middle of their journey, some people think the solution to this problem is easy, but what if you are a beginner? The problem is that sometimes minor driving issues can be a big inconvenience, and come with big expenses. Or it can become dangerous to deal with them if you are not professional. Luckily the situation will never become worse for you if you have the option to call for roadside assistance during these types of emergencies.
People think roadside assistance can be so costly, it’s a wrong fact, instead of it, these plans are used to help cover the costs of certain types of roadside emergencies. In many cases, roadside assistance is the best way to avoid a heavy break to your pocket in case of an emergency. This service is not included with the insurance policy mostly, there are only a few insurance companies that provide complete roadside assistance programs. If you are wondering how roadside assistance helps in the middle of the road, why it is important, or how to get the best roadside assistance, this guide breaks it down for you.
What Is Roadside Assistance?
When a vehicle breaks down, roadside assistance is a service offered to assist and help drivers both physically and financially. Roadside assistance service or membership offered for a yearly fee, it provides two main benefits:
First, in the event of the vehicle breaking down, policyholders receive emergency roadside service. These services include urgent fuel delivery, battery jumpstart, and many other included towing as well if the issue is not solved immediately.
Secondly, the cost of any unexpected breakdown will be mitigated with roadside assistance. The driver will not have to pay out of pocket for the emergency services they receive when a breakdown occurs within the policy limit. If the problem of the vehicle is not solved immediately and needs a towing service, it will be free of cost too, in case your roadside assistance plan covers towing.
What Does Roadside Assistance Cover?
When you are on the side of the road and facing a vehicle problem, roadside assistance will be the best solution to your car’s problem. Many people don’t have any idea what services are covered in roadside assistance, we mention when you take roadside assistance, the following coverages may be included:
- Cheap Towing
- Battery Jumpstart
- Car Locksmith
- Flat Tire Changing
- Urgent Fuel Delivery
- Winching to pull a stuck vehicle out
- Transportation assistance for stranded drivers and passengers
What Makes Roadside Assistance Different From Other Coverage?
Some people think roadside assistance and the coverage you get from a car insurance policy or manufacturer’s warranty are the same. But it’s not, roadside assistance is completely different, basic car insurance does not cover emergency response, it only covers the cost of repairing damage from accidents. Similarly, warranties also did not cover flat tires and empty gas tanks, they will only repair or replace malfunctioning parts on your new vehicle.
From your insurance provider you can purchase a roadside assistance program or your vehicle’s manufacturer may be an add-on to the service that you currently have. When you bundle roadside assistance with multiple services from the same provider, you will benefit from the convenience and potential cost savings. Before you settle on a plan to see if you are getting the best price and service, don’t forget to make sure to shop around.
Why Is Roadside Assistance Important?
Just imagine you are in the middle of your journey and driving in an unfamiliar location at night, you suddenly hear an unfamiliar sound and the car suddenly stops in the middle of the road. Without roadside assistance, you would be stuck on the side of the road, trying to find out what happened to your car but what if you can’t find the problem? With the help of roadside assistance, the help is just one call away, a professional team will arrive at your location to rescue both you and your car.
The most common roadside assistance around the world is dead batteries, flat tires, and lockouts. These services work as a lifesaver when you run out of fuel and do not find any gas station near you or misplace the car keys somewhere or misplaced it somewhere this program will cover all or part of your towing bill to the nearest service facility. The cost of towing service alone could easily reach hundreds of dollars out of pocket, without roadside assistance. Roadside assistance is more important for the following people:
- Elder people
- New licensees and young drivers
- Parents with infants or small children
- A person with a physical disability
- Drivers of older vehicles like 12 or more years old
- People who live in remote areas
- Commuters who drive each day more than 20 miles
- Travelers who frequently take long-distance road trips
Which Roadside Assistance Program Is The Best, How To Decide?
With so many roadside assistance programs available, you might be thinking about which one is right for you. No doubt cost is the most important factor while choosing any program but you also have to check the availability of the company and their estimated arrival time as well. These two factors also make it clear how reliable the company is.
Meanwhile, from many car insurance providers, roadside assistance service is available and convenience is key. But those ones are typically the cheapest programs that are included with your credit card. In case you need any roadside assistance program, if any of the cards you already have qualify you for complimentary service it is good to find out. Just do not rely on this as your only source of emergency roadside coverage, always do the proper research on towing and roadside assistance near you, in case of any emergency.